Commercial mortgage banking
Life Company financing, arranged and serviced in-house.
Since 1987, IFG has placed long-term commercial real estate loans through correspondent relationships with 25 life insurance companies, and today services roughly $2 billion of commercial mortgages for our lenders and borrowers.
1987
Founded, family-owned
~$2B
Commercial mortgages serviced in-house
25
Life Company correspondent relationships
300+
Loans closed, nationwide
What we arrange
Our core is long-term, fixed-rate debt from life insurance companies. We also arrange construction, bridge and CMBS executions, and we compare the whole structure rather than the coupon alone. When a bank, debt fund or CMBS lender is the better fit, we tell you.
Loan sizes from $1 million to $250 million+.
Permanent fixed-rate
Long-term Life Company loans on stabilized income property, typically 10-year terms with long amortization. Non-recourse or limited recourse where available.
Construction-to-permanent
One lender from groundbreaking to stabilization, with structures such as recourse burn-off and performance-based earn-outs.
Participating mortgages
Higher-leverage loans, usually 85% loan-to-value or more, best suited to merchant-build projects. In exchange for the added proceeds, the lender receives a share of the property’s net cash flow, structured as additional interest.
Construction, bridge & CMBS
Short-term and transitional debt, and conduit executions, when the asset or business plan calls for them.
Property types: industrial and distribution, retail and net lease, multifamily, office, medical office, self-storage and student housing. Financing in detail →
Interlachen Financial Services
We stay on the loan after it closes.
Most brokers are finished at closing. IFG services the loans it arranges, in-house, for the life of the loan. Borrowers keep the same team for payoffs, assumptions, insurance and tax questions, and lenders get a correspondent who knows the asset and the sponsor.
What our servicing team handles
- Principal, interest, escrow and reserve collections
- Insurance renewal and property tax monitoring
- Annual property inspections
- Payoffs, satisfactions and assumption requests
- Direct, personal contact for borrowers and lenders
Small enough that the people you meet are the people who close your loan.
Founded in 1987 and family-owned, IFG has served borrowers and lenders through several real estate cycles. Every transaction is run by a senior originator, with underwriting, closing and servicing handled in the same office.
Have a deal to discuss?
Send the basics and an originator will call you directly.